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Articles by Jeanette Fisher help
you avoid credit repair scams, paying too much credit
card interest, and build strong credit to make money.
Rebuilding Your Credit with a
Secured Credit Card
If you've suffered some credit setbacks or have recently
gone through the bankruptcy process, you can still begin
rebuilding your credit almost immediately through the
use of a secured credit card. Secured cards are a great
way to begin showing future creditors your renewed
ability to make payments on time, if you use them
correctly.
Rebuild Credit
Is Buying a Home for Nothing Down
Easier than it Used to Be?
Nothing down real
estate
What is a
prequalification letter?
Prequalification Letter Information
Buying Real Estate -- Not the
Same as Buying Cars
Even if you don't want your credit information shared,
there's currently no option available for refusing to
allow it to be sold.
Real Estate is Not the Same as Other Types of Credit.
Credit Bureaus Selling Your
Information!
Even if you don't want your credit information shared,
there's currently no option available for refusing to
allow it to be sold.
Credit
Bureaus Sell Info
Tempted to save gasoline costs
with a gas company "Rebate" credit card?
How much do you want to pay for convenience? Stop and
think before you apply for another credit card. What
impact will an additional credit card have on your
credit score? Rebate
Credit Card
Facing Foreclosure? Alternative
Payment Plan Can Save Your Home
When the foreclosure of your home by your lending
institution seems to be looming just around the corner,
it can be a frightening and embarrassing situation.
Workout Plan
How to Cope with Credit Card
Debt
As interest rates rise and the economy slows down, many
people find themselves in over their head, especially
when it comes to their credit cards. Here are a few tips
for coping with your
credit card debt.
Avoiding Credit Cards in
Favor of Debit Cards? Recent trends show that
younger consumers prefer using their debit cards and
don't bother with credit cards. This can be a big
mistake. Credit
Cards vs. Debit Cards
Beware of Mortgage Elimination
Scams!
It's every homeowner's fantasy: to own their home free
and clear. There are lots of legitimate ways to pay off
your mortgage loan faster, but here's the latest scam
for folks hoping to eliminate their entire 30-year
mortgage--in less than a year.
Mortgage
Elimination Scams
The Truth about Predatory
Lenders
As the real estate market slows down and interest rates
creep up, it's more important than ever to become a
knowledgeable consumer. Learn the basics of mortgage
lending, so you'll know when you're being charged too
much for a loan or for things you don't need. Shop
around to see what’s available, and then make sure
you're comfortable with your loan payment, because
you'll be paying that amount for many years.
Beware of Predatory
Lenders
Learn the Signs of Predatory
Lending
If you're shopping for a home loan, you can save
thousands of dollars by being aware of predatory lending
practices, in which you're charged too much for your
loan or are forced to buy services you don't really
need. Predatory
Lending Warning Signs
The Truth about Credit
Counseling
How Can Credit Counseling Be Free? Each year, more than
a million Americans turn to credit counselors. Just how
credit counseling works is a mystery to most consumers.
What's involved when you hire a credit counselor? How
can their services be free?
Read "The Truth about
Credit Counseling"
The Truth about Debt
Consolidation: When faced with mounting
financial obligations, it's easy to fall prey to any
number of the advertisements you see on television, in
magazines and newspapers, on the radio, or in your email
box on the Internet, promising to either eliminate your
debt altogether--or to "consolidate" your debt. In this
article, we're going to look at how the debt
consolidation process works. There are several potential
dangers involved in debt consolidation.
The Truth about Debt
Consolidation
Credit Repair Scams: It's your responsibility to remain
as creditworthy as possible, but sometimes things get
out of hand, often through no fault of your own. When
that happens, it's tempting to seek out the help of a
company that makes lavish promises, but by knowing what
those companies CAN'T do to help, you can safeguard
yourself from becoming a victim of a Credit Repair scam.
Read How to Spot a Credit
Repair Scam
Credit Card Debt--Free Credit
Help
If you can't sleep at night because of credit card debt
worries, you're not alone. Many people get in over their
heads charging things they think they can't live
without. Read Credit
Card Debt -- Free Credit Help
Are you paying higher
interest rates on your credit cards than you signed up
for? A little clause in the fine print of your
credit card statement, called the "Universal Default
Penalty Clause" may mean that you're paying a higher
interest than when you signed up.
Read about
credit card interest rates.
Free Credit Credit Scores?
Don't Waste Your Money Paying! You can get your credit
scores for free, but first you need to know the truth
about credit scores.
Read
the Truth about Credit Scores
Why do Credit Scores Matter
to Real Estate Investors?
Strong credit saves real estate investors money on
mortgage finance costs. A good credit score, along with
the other mortgage qualifications, means that investors
can pay lower fees. However, the real money making
difference for comes into play in ...
Read credit scores.
Credit Card Debt Advice:
Being able to buy things on credit allows Americans to
enjoy things without having to wait and pay cash. Credit
has been a boon to experiencing the American Dream.
There is also a dark side to credit.
Credit Card Debt
Advice
Worry-Free Credit Information:
Free credit card debt help today!
Free Credit Help
Articles
Copyright
©
Jeanette J. Fisher
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